BY JOHN ELLIS, FINANCIAL ADVISOR When we come to pension provision we concentrate on the growth of a fund to prove an income after retirement for the rest of your life.  This in itself is a challenge as you are required to navigate the vagaries of the pension realm; investment strategies, fund choice, risk analysis, …

BY CLAIR WHITTY I recently talked about how stress can have a negative impact on your digestive system. I mentioned that stress can affect your hair simply because it affects how you absorb the nutrients from your food. Stress also depletes the important B vitamins which can help the body deal with the effects of …

AS I SEE IT MARIANNE HERON There’s a breath of fresh air blowing through the tired old political corridors of the Dial brought by Holly Cairns. In a masterstroke, Social Democrat co-leaders Roisin Shortall and Catherine Murphy stepped aside and gave voters the things they have been looking for — change and choice. For those who …

THE FACT OF THE MATTER PAUL HOPKINS My maternal grandmother died when my Mother was just five so she never had a lifetime to know her. When I came into this world, the first of three, and work took my Father away a lot, my paternal grandmother came to call for an afternoon of china-cupped …