BY JOHN ELLIS, FINANCIAL ADVISOR
A recent survey of 1,000 Irish homeowners has revealed alarming statistics regarding home security, with nearly one in five experiencing a break-in within the last five years.
We are being urged to take proactive steps to protect our properties as the survey highlights both common security measures and risky habits that could be leaving our homes vulnerable to intruders.
While 84% of homeowners have not been victims of break-ins in the past five years, the remaining 16% have faced problems with some experiencing multiple incidents. The most common types of burglaries reported include attempted break-ins without entry (17%), burglaries where items were stolen (14%), break-ins when the house was empty (12%), and burglaries occurring while someone was home (9%). These figures underscore the need for increased vigilance and improved security measures.
To safeguard their homes, many Irish homeowners have implemented various security features. The most used measures include window locks (64%) burglar alarm systems (60%) motion-sensor lights (48%) deadbolt locks (48%) external CCTV cameras (37%)
Interestingly, smart doorbells are gaining traction, with nearly one-third (31%) of homeowners considering investing in one. This shift suggests a growing awareness of modern, technology-driven security solutions.
Despite the widespread use of security measures, many homeowners are unknowingly putting themselves at risk. The survey found that 18% leave windows open when away for short periods, 6% leave windows open all day when not at home and 11% hide spare keys outside in obvious locations. Over a quarter leave their front (23%) or back door (29%) unlocked while at home. These habits not only make homes more accessible to burglars but may also invalidate home insurance policies, as insurers could classify them as negligence.
Conor Mulcahy, Head of Product & Renewals with Quote Devil, advises homeowners to be more cautious and ensure their homes are secured before leaving them vacant. Common precautions should include, avoiding posting holiday plans on social media (70%), leaving more lights on (67%) and ensuring all doors and windows are locked (59%)
Despite the increasing awareness of home security, some deterrents remain unpopular due to, mainly, cost. Safes are among the least adopted security measures, with over two-thirds of homeowners dismissing them. Security gates are also commonly overlooked due to prohibitive costs and installation difficulties. While not a top choice, nearly one-third (31%) of homeowners still rely on guard dogs as a security measure.
Conor Mulcahy emphasises that investing in better security can reduce burglary risks and potentially lower home insurance premiums. Some effective measures include installing a burglar alarm system and/or using key-operated locks on windows and doors. Setting up lighting timers to create the illusion of occupancy.
By taking these precautions, we can significantly enhance our safety, peace of mind and deter criminals.
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